Critical illness insurance as a substitute for ‘comprehensive’ health insurance
I’ve probably mentioned critical illness policies half a dozen times as potential substitutes for high-priced ‘comprehensive’ health insurance, but I haven’t actually gotten around to explaining what...
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Fundraising for medical expenses – an option for self-pay patients, but not...
One of the things I’ve had to clarify for a few people who have asked me about my blog and my upcoming book is that I’m not opposed to people having some form of insurance or insurance-like coverage to...
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How to Opt Out of Obamacare
December has arrived, and the deadline to apply for health insurance through the Affordable Care Act (better known as Obamacare, of course) that will be effective January 1 is looming large. Recent...
View ArticleNew Obamacare exemptions make millions more eligible for catastrophic plans
Late yesterday the Obama administration announced that the millions of Americans who had their previous health insurance policies cancelled because they didn’t offer all the benefits required under...
View ArticleWhen price transparency is useless (or worse)
Price transparency is a major concern to self-pay patients. Without knowing ahead of time what a provider charges for a particular service, there is no reasonable way to shop for care and make sure you...
View ArticleInsured patients can save money by pretending to be uninsured
I’ve mentioned countless times before that paying directly for health care can result in big savings, especially when seeking treatment at providers and facilities that cater to self-pay patients. This...
View ArticleFlorida hospital backs away from price transparency
A story caught my eye this morning regarding a Florida hospital that had at one point promised to post the prices they charged insurance companies online, but is now backing away from that decision.For...
View ArticleOcean Surgery Center offers cash prices on the West Coast
I’ve written about and mentioned on several occasions two surgical facilities that offer cash prices for self-pay patients, the Surgery Center of Oklahoma and Regency Healthcare in New York City. These...
View ArticleApril notes from the Self-Pay Patient
It’s been a bit since I last posted – last Friday, in fact. I’d hoped to do more this week, but had to go to Oregon to visit my father, who was in the hospital. He’s reasonably well now, but of course...
View ArticleMedical bill negotiators in the spotlight on ABC News
The other night Michelle Katz was on ABC News describing how a family that had been hit with a $50,000 bill for what seems to have been a normal c-section birth was able to use a medical bill...
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